Mr Wegner is helping me through a difficult time. I was young and foolish with a shopping addiction and racked up tremendous debt. The condition is being treated but the debt with interest rates has become unbearable. I'm just starting the process, but so far his team has been very helpful with this embarrassing burden I placed upon myself. Word of advice for people: credit cards are the devil and should not be trifled with if you do not have the ability to pay it off each month to avoid strangling interest rates.