When a client files for Chapter 7 bankruptcy they are given the opportunity to reaffirm certain secured debts like cars and houses.

Most of my clients have done everything they can to avoid filing for bankruptcy.

Part of what I do as a bankruptcy attorney is to counsel my clients or potential clients about their alternatives to bankruptcy.

Chapter 7 Bankruptcy is a powerful tool to help people get a fresh start on their finances. It can be used to resolve credit card debt, medical bills, pay day loans and old repossessions. 

The decision to file for bankruptcy is a tough one.