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ATTORNEY MATTHEW WEGNER

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the most common type of bankruptcy that a consumer or individual files. It is known at the “Fresh Start Bankruptcy”. In a Chapter 7 bankruptcy all of a person’s unsecured debts, like payday loans, credit cards, and medical bills, are discharged. The “Discharge” means that the debt is eliminated and a person cannot be held responsible for those bills any more. The idea is that an individual will get a fresh start in their financial life. Learn More...

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is a type of bankruptcy used by an individual to reorganize their debt. It is commonly known as a “Plan of Reorganization”. The most common reason for a person to file for Chapter 13 Bankruptcy Relief is to prevent the foreclosure and liquidation of a major asset. This is typically are a house or a car.  Less commonly, an individual may seek Chapter 13 relief to address IRS issues, back child support or other governmental obligations. Finally, if a person does not qualify for a Chapter 7 Bankruptcy due to income or the possibility of losing assets, that person may wish to file for Chapter 13 Bankruptcy. Learn More...

Debt Settlement

Debt settlement is our most popular non-bankruptcy program. The best candidates for Debt Settlement are those who have the ability to gather a lump sum of funds to use for settlement purposes. Sometimes that means an inheritance or some other unexpected windfall. Often times a Client will take a loan against their retirement or home. These are serious decisions that should not be entered into lightly. There can be tax consequences related to debt settlement but you can avoid bankruptcy and settle debts for less than you owe. Learn More...

Social Security Disability 

The Wegner Law Firm can help you get approved for the Social Security Disability Benefits you have paid for! Learn More...